E-Money Account

Account holders have e-money accounts in parallel to the special needs of the institution.

Balance Loading

Balance can be loaded with credit card/bank card, cash and wire transfer methods. Loading is supported with a single-click card information storage feature. 

P2P Payments

An infrastructure is provided to support person-to-person (P2P) payments and transfers to be made to IBANs.

Closed Circuit Payments

Technical integrations such as the QR payment technology and barcode reading are supported.

Campaign Management within the Ecosystem

Cash-back and instant discount setups are supported.

Loyalty Programme

Account holders take advantage of Birleşik Ödeme discount agreements.

Caner Özer
Sales Director

Pre-sale Guarantee

Pre-sale guarantee is ensured with the balances loaded to the digital account. 

Cross Sale and CRM Opportunity

Cross sales are supported with the special advantages provided by the digital wallet and the cash-back infrastructure. It enables doing more effective CRM.

New Customer Mass

Together with offline balance loading methods, the unbanked population is included into the ecosystem. 

Regulatory Compliance

Infrastructure services which are in compliant with the regulations: Know Your Customer (KYC), Financial Crimes Investigation Board (MASAK) Rules, conformity to the General Directorate of Population and Citizenship Affairs (NVI) are being integrated.